facebook twitter instagram linkedin google youtube vimeo tumblr yelp rss email podcast phone blog search brokercheck brokercheck Play Pause

Ongoing Guidance: Annual Service Calendar


I'll always be your on-call financial expert. And at times we'll be working on special projects, like getting your estate plan in place or refining non-clinical aspects of your practice.

In addition, over the course of the year, I'll review and report back on each important area of your financial life.


👉 Click the orange headings for an expanded description! 👈

Nov - Dec 🥳 | P&L & Year-End Tax

The end of the year is where we set you up for success in the year yet-to-come! 

I'll review the P&L of your practice and project your practice financials for the follow year. This will allow you to see clearly what's happening and make empowering decisions that are aligned both with the value you provide and how you want to work! We'll also consider tax plans for next year, like the S-Corp election and retirement plan changes.

I'll also review the year-almost-over and consider if there are any tax-saving moves you could make as the year comes to an end.

Jan - Feb ❄️ | Cashflow & Goals

I'll review your personal cash flow from the previous year to see how you're tracking with savings, spending and any debt payoff. I'll also review how you're tracking to reach your longer-term financial goals, including financial independence. 

This is also a great time of year to refresh your Life Plan, and make sure you stay focused for the year on the most important elements of your life. I'll have some exercises you can consider and we can review together.

March - April 🌷 | Tax Guidance

The spring of the year is all about taxes! I know... not the most fun, but I'll make sure you feel supported through this confusing (and at times overwhelming) process. 

While I don't prepare tax returns, I'll make sure you have a tax prep strategy you feel good about and I'll review you tax return prior to filing to make sure your return is as accurate and favorable as possible.

CPA's are great partners, but this is a really overwhelming time of year for them. We all make mistakes, and it's great to have a financial planner in your corner who really knows the in's and out's of your financial life and who can confirm that your return reflects all the hard work you're doing to minimize your tax burden.

May - June 🌞 | Debt Review

Early summer is when I take a good look at any debt you're carrying. Whether it's student loan debt, credit card debt, a mortgage or your auto loan, I'll make sure you're taking advantage of refinancing opportunities and on a smart path to paying off those debts. 

There's nothing wrong with having debt.  In some cases, even credit card debt can be an ok tool if it's carefully and intentionally managed. I'll help you use debt wisely to support reaching your life goals, rather than holding you back.

At this point of the year, I'll also do a quick check in on your practice P&L to see if you're on track to achieve your professional financial goals for the year.

July - Aug  ⛱ | Investing & Assets

Late summer is when I evaluate the assets of your personal balance sheet. Those are anything you own, including your home, retirement accounts and any other investments. I'll take a look and see how everything is progressing and evaluate if there are any changes we should consider making. I keep an eye on your investment all year long of course, but this is a good time of year to make sure we're all on the same page and in agreement on the strategy.

Late summer is also when I do a quick check in on your personal cash flow to make sure you're on track to hit your spending, savings and debt-pay-down goals for the year.

Sept - Oct 🎃 | Risk & Estate Planning

Fall is the time of year for Pumpkin Spice Lattes and reviewing your risk management, insurance and estate plans. I find that having a financial professional in your corner who can offer a unbiased and outside assessment of insurance policies and estate planning documents can offer tremendous peace of mind. 

I'll consider what life changes you've navigated in the past year and evaluate whether there are any changes you need to bring your overall risk management and estate plans into alignment.